Cash Crisis
First, talk to your landlord, phone the gas, electricity or phone company or chat to a bank representative. Explain your situation. They may be quite happy to give you time to pay or work out a repayment plan. You are still a potential future customer!
Before talking to anyone it's a good idea to have a simple budget so you know what you can afford. Try the Queensland University of Technology simple budget calculator to get you started.
Gamblers Anonymous (GA)is an information directory to assist with Gambling addiction. |
Check out Money Stuff for lots of info on buying stuff, credit, renting and mobile phones.
Dollars and Sense has information on borrowing and lending money specifically for young people.
For free, confidential advice on all kinds of financial matters, contact Centrelink’s Financial Information Service. You don’t have to be receiving Centrelink payments to access this program. There are also financial seminars and lifestyle workshops available.
FIDO (Financial Information Delivered Online) is a government website with heaps of information on money management and a list of free financial counsellors in each State and Territory.
If you are a student, many schools, TAFEs and universities have counsellors who can help when things go wrong. Check with your Student Counsellor or the Student Union.
If you need legal advice about credit and debt try the National Association of Community Legal Centres (NACLC) or the National Legal Aid link to contact your State or Territory Legal Aid office.